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Should credit card companies target college students site org

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All of these are important life lessons that no professor is likely to teach. Specifically, no graduate student is going to grade you on how well you handle your first credit card. This is another one of those lessons that many of us end up learning in the school of hard knocks. Not sure where to start? Take a look at the information below for more details about the five common credit card mistakes that college students make — and how to avoid them.
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Why do credit card companies target college students?

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Credit Card Companies targeting College Students on Campuses Essay

Let friends in your social network know what you are reading about. College students are seeing a variety of offers for credit cards. Some introductory rates of 0 percent zoom up to 25 percent in a few short months. A link has been sent to your friend's email address. A link has been posted to your Facebook feed. Please read the rules before joining the discussion. Back in , college students seemed to have a love affair going on with their credit cards.
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5 tips if you're packing a credit card for college

The number of affinity card agreements declined from 1, in to in 41 percent. More than 70 percent of the agreements in were with institutions of higher education or alumni organizations, and one issuer—FIA Card Services, a subsidiary of Bank of America—had 67 percent of all agreements. In most cases, payments were based on numbers of cardholders and the amount spent on the cards.
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First, they have a strong hunch that your parents will bail you out if you run up your credit card bill. Second, you have a long credit life ahead of you. That means lots of years of interest payments for the credit card companies. In the past, credit card companies were so hungry for college students, they approved applications even when students didn't meet the criteria.
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